For example, if you borrow a mortgage for your house, your mortgage is a "secured" loan in which your home is the collateral. If you default on your mortgage, your lender will then own your home. The.
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· A "yes" vote supported this amendment to make changes to the home equity borrowing system in Texas. Changes included lowering the cap on home equity loan-related fees from 3 to 2 percent but excluding certain additional fees from counting towards this cap; allowing home equity loans against agricultural property; allowing the refinancing of a home equity loan with a purchase money loan.
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